Résumé

The formal version

The one-page story, for people who prefer bullet points.

Download PDF (A4)

Profile

Finance professional specialising in credit analysis, structured finance, financial modeling, and loan portfolio management. Comfortable with large multi-currency portfolios, tight deadlines, and the practical use of Gen-AI tools in finance work.

Experience

Senior Analyst Apr 2024 — May 2026
Oxane Partners · Hyderabad
  • Managed and monitored a portfolio of multi-currency structured debt facilities exceeding USD 4.5 billion — performing loan analytics, transaction monitoring, cash flow validation, and covenant tracking throughout the asset lifecycle, while coordinating with internal and external stakeholders.
  • Developed and enhanced cash flow and payment waterfall models for syndicated loan facilities, covering principal amortization, interest accruals, fee waterfalls, and multi-currency cash flow tracking throughout the asset lifecycle.
  • Evaluated borrower financial performance and credit quality through periodic reviews of Balance Sheet, Income Statement, and Cash Flow Statements, including covenant calculations such as DSCR, LTV, Debt Yield, and Interest Coverage Ratios (ICR).
  • Managed relationships with lenders, borrowers, asset managers, and cross-functional teams — driving seamless execution, stakeholder communication, and mentoring junior analysts.
Finance Intern Apr 2023 — May 2023
VeARC Technologies · Bengaluru
  • Redesigned financial reporting and optimised workflows from invoicing to executive-level reporting to drive efficiency and insight.
Reporting Analyst Jul 2019 — Jul 2021
Ernst & Young GDS · Bengaluru
  • Produced timely and precise financial reports, supporting timely business decisions while consistently meeting reporting deadlines.
  • Leveraged software like Power BI and MS Excel for in-depth financial analysis and supported the delivery of key business deliverables.

Education

Master of Business Administration Jun 2022 — Mar 2024
Narsee Monjee Institute of Management Studies (NMIMS) — Majored in Finance
Bachelor of Commerce Jun 2016 — Mar 2019
Jain (Deemed-to-be) University, Bengaluru

Certifications

AI Professional Certificate 2026
Google

Skills

  • Credit Analysis & Risk Assessment
  • Financial Modeling & Cash Flow Analysis
  • Stakeholder Management & Client Communication
  • Analytical Problem Solving & Process Improvement
  • Gen-AI for Research & Analysis